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The content of the Covestor Blog includes the commentary by third party providers and does not necessarily represent the opinions of Covestor or any of its officers, directors, employees or staff. The content, whether or not provided by Covestor, does not constitute investment advice and is not an offer to buy or sell any security. Transaction histories of Covestor Models are available upon request. For additional information or questions about this blog, please contact editorial@covestor.com.

Any external links provided are not the property or responsibility of Covestor, and although Covestor has a reasonable belief that the information is factual and up to date, they cannot guarantee the accuracy of the information on these links.

Blog discussions may contain references to model performance. The performance figures stated are net of advisory fees, and include reinvestment of dividends or other earnings. Past performance is no guarantee of future results.

Any investments discussed in the blogs that are not identified as being held in a model or models are for illustrative purposes only. There is no assurance that the adviser will make any investments with the same or similar characteristics as any investments presented. The investments are presented for discussion purposes only and are not a reliable indicator of the performance or investment profile of any composite or client account. Further, the reader should not assume that any investments identified were or will be profitable or that any investment recommendations or that investment decisions made by model managers in the future will be profitable.

Blog discussions may contain references or comparisons to indexes. The index comparisons herein are provided for informational purposes only and should not be used as the basis for making an investment decision. There are significant differences between client accounts and the indices referenced including, but not limited to, risk profile, liquidity, volatility and asset composition. If you would like more specific information about a particular index, please visit the respective index’s website.

Covestor blogs may contain forward-looking statements, information and opinions, including descriptions of anticipated market changes and expectations of future activity. The mangers believe that such statements, information, and opinions are based upon reasonable estimates and assumptions. However, forward-looking statements, information and opinions are inherently uncertain and actual events or results may differ materially from those reflected in the forward-looking statements. Therefore, undue reliance should not be placed on such forward-looking statements, information and opinions.

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